Best Apps To Get Instant Loan Approval In India

Are you looking for an instant loan approval app in India? If yes, then you are not alone and this post is going to help you a lot. In this post, we will inform you about, the top apps to get instant approval in India with less paperwork.

Getting a loan is difficult, however, there are few apps that provide instant loan approval. We have listed some of the best apps that provide instant loans and deposit the loan directly to your bank account. You can get an idea about these apps and then choose one app that suits your requirement.

These are the top 5 best apps to get instant loan approvals in India without any credit check or collateral security. They only need few documents for verification purposes only. This list will help you to find out the best app for getting quick cash instantly with no hassle at all!

So, let’s start.

Best Instant Loan Approval Apps

All the Apps listed here are among the top and the average ratings are above 4.5. Hence, no need to worry about their trustworthiness. You can choose any one of them, download the app, fill in some basic details and once your application is approved, you will get the loan directly to your bank account.



For customers who need an instant personal loan, KreditBee is the best choice. The company has helped over 1 Crore+ Indians with easy and quick short-term loans. They offer various types of loan which includes Flexi Personal Loan, Personal Loan for Salaried and Online Purchase Loan.

Get instant approval for personal, salary loans & EMIs with minimal documentation and small transaction fees. Forget about waiting weeks!.

KreditBee characteristics:

  • Loan amount: From ₹1,000 to ₹200,000
  • Interest rates: From 0% to 29.95% per annum
  • A small processing fees of 0 – 3% charged for low risk customers.
  • For high risk customers the processing fees is within 2.5% – 7%.
  • Tenure: 62 days to 15 months


FairMoney Instant Loan Approval

With the FairMoney app, you can get money in your bank account fast with a personal loan. Apply at Instantaneously Loans and get quick approval, no collateral is necessary.

The process is fast; just fill out the application form online for an instant cash amount between ₹750 to 50K. The total APR is from 12% – 36% only. Repayment period range from 61 days up to 180 days. However, you have the flexibility to choose the repayment period, and the most popular among customers is 60-90 days.

FairMoney Loan characteristics:

  • Loan amount from ₹750 to ₹50,000
  • Repayment periods from 61 days to 180 days
  • APR from 12% to 36% per annum
  • Processing fees range from 3% to 12% (GST 18% applies)


Be a part of the Instant Paperless Loan revolution, and borrow any amount starting from ₹10,000 up to ₹5 Lakhs with the MoneyView app. Their Annual Interest rates (APR) vary between 16% and 39%. You can choose among many flexible repayment plans which start with 3 months to 5 Years.

MoneyView Loan characteristics:

  • Loan Amount: From ₹10,000 to ₹5,00,000
  • Repayment Duration: From 3 months to 5 years
  • Annual Interest Rate: From 16% – 39%*
  • Processing Fees: From 2% – 8%*


MayaCash offers young professionals across India an opportunity to get their hands on a quick and hassle-free personal loan. This app is available for free in the Apple store, so you can apply without leaving your house.

The great thing about it? You don’t need any bank account or credit history at all. Just sign up with ID proof such as Aadhaar card numbers (if applicable).

MayaCash Loan characteristics:

  • Loan Amount: from Rs 2,000 to Rs 20,000.
  • Interest Rate: Up to 33% per annum.
  • Processing Fee: Ranges from Rs 90 ~ Rs 2000 for one-time charge, which depends on loan eligibility.
  • GST: 18% of Processing Fee
  • Loan Tenure: 62 days and with a maximum of 120 days


cashbean instant pesonal loan approval without documents

India’s leading digital lending mobile-based personal loans platform, CashBean is a product of P C Financial Services Private Limited.

The company aims to meet customer’s financial needs for various requirements ranging from purchase and medical care. You can also use this app for bill payments in an easy friendly manner. Moreover, in case of any issue, you can reach out to their innovative technology-powered service desk at anytime.

CashBean Loan characteristics:

  • Loan Amount: from Rs 1,500 to Rs 60,000;
  • Loan Tenure: from 3 to 6 months;
  • Interest Rate: 0.07% per day (25.55% per annum);
  • Processing Fee: Ranges from Rs 90 ~ Rs 2,000 for one-time charge, which depends on the loan amount and the application details;
  • GST: 18% of the Processing Fee in accordance with the policy and laws of India;
  • APR: Up to 74.2% (Annual Percentage Rate including Interest, Processing Fee and GST);


Rufilo offers India’s fastest personal loan app with a digital credit line that is approved by the Reserve Bank of India and can be accessed in just five minutes.

The company also provides salaried professionals and small business owners an instant source for rapid financial assistance on their mobile devices through a 100% paperless KYC process.


IndiaMoney APK

IndiaMoney is an app that provides quick and instant loan approval. Home Loan, Car Loan, and more. The best thing about this app is that you can get the loan amount directly into your bank account immediately.

India money has a minimal documentation process and there is no guarantor needed. To get a loan from India Money, you have to fill out an extremely simple 5 step form on their website or app, and you are done!

India Money characteristics:

  • – Loan amount from ₹,1000 to ₹2,00,000
  • – Repayment periods from 3 Month to 24 Month
  • – APR from 3.5% to 12% per annum
  • – Processing fees range from 2.5% to 5% (GST 18% applies)
  • – You may be charged up to 0.1 % daily late fees for late payments ( capped to 18% of principal amount overdue ).
  • – No other hidden fees applicable to your loans!


With this information, you can easily make your decision to choose among the top app for instant loan approval.

There are many reasons why people turn to a quick cash loan. Whether it is for debt consolidation, emergency renovation expenses, or as an unexpected wedding gift – we can help you get the money in 24 hours! Plus with over ten years of experience under our belt; there’s no better place than Quick Loans LLC when looking at unsecured loans online.

Whether your needs run deep and long-lasting like consolidating high-interest credit card debts into one monthly payment that fits more closely onto existing income levels without increasing risk exposure through future borrowing behavior changes (which would lead back down again), spanning short term solutions such as funding repairs needed.

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